Here’s the question of the day: Do our smartphones really make us smarter? They do if you keep some of the cool reference apps I’ve found for you this week on your smartphone. Ever been stuck for just the right word? Dictionary.com just keeps getting better and has become the best one stop shop for apps for all mobile phone platforms. There are word definitions, a great thesaurus with a gazillion synonymns, local information and a great word of the day feature that will make you look super smart. The price is free. Want to be an expert on politics? Get the Settle It app for iPhone and Android devices.…